Hinter Swaper, einem Person-to-Person (P2P) Kreditportal, steckt eine lettische Finanzgruppe namens “Wandoo Finance Group” mit Sitz in Riga. Das Geschäft. Er verrät uns, wieso er über € bei Mintos abgezogen hat, wo er noch mit wie viel investiert ist wie es mit seinem Vertrauen in P2P. Über die P2P-Plattform Swaper können Anleger Geld in Kredite aus Polen und Spanien investieren. Dafür gibt es bis zu 16 Prozent Zinsen p.a. Jetzt in unserem.
Überblick SwaperHinter Swaper, einem Person-to-Person (P2P) Kreditportal, steckt eine lettische Finanzgruppe namens “Wandoo Finance Group” mit Sitz in Riga. Das Geschäft. P2P Kredite Plattform Swaper bietet Geldanlagen im Crowdlending Bereich. Erfahrungen Swaper, Swaper Test. Vorteile und Nachteile von. Created with Highcharts Swaper Wandoo Finance 0 0 3 3 Net Loan Portfolio 4Q 1Q 2Q 3Q 4Q 0 1 2 3 4.
Swaper P2p Table of contents Video16% Rendite mit Swaper. Geht das wirklich? P2P Kredite
In addition, your bank must also be from an EAA country, and you are required to be at least 18 years old. If you meet the requirements above, it is possible for you to invest through the platform.
At the time of writing, there are investors on Swaper from the countries marked in red on the map below:. Would you like to invest through Swaper?
Then press the button below. It will lead you directly to the Swaper website. From here you can learn more about the platform, and also create yourself an account.
That way, also you can enjoy the high return loans with buyback guarantees on their platform:. Security is a very important thing when investing your money through online platforms.
In this Swaper review, we have therefore taken a look at what the company offers of security to its users. Swaper only offers loans that come from Wandoo Finance Group.
They do this to ensure that they have full insight into the loans that are on the platform. At the same time, it is easier for the company to manage the risks.
Although Swaper has good control of risk management, there is always a risk of loan defaults with short-term loans. To meet this risk, Swaper has a buyback guarantee on their loan.
How safe would you consider Swaper to be? My concern is that we do not know how well Wandoo Finance is doing financially. Also, do you not think it is a bit odd that Swaper provides the buyback guarantee rather than Wandoo Finance?
I usually buy these kinds of reports whenever I need to check how companies are doing, as they are the same accounts that they post to the tax authorities every year.
I like the way that you presented the platform with all its pros and cons. It looks interesting but I still believe that real estate crowdfunding is a more attractive field — at least for me.
Of course, you need a diversified portfolio that contains different assets, but I believe that real estate crowdfunding has a better structure from the security perspective for investors.
Right now me and my wife after investing in real estate across all Europe from a really nice aggregator for real estate. I also had the change to meet the team and I am really happy with what I saw.
Thanks for your views Albert. In contrast, Robocash Group provides audited financial statements which show that the group has been consistently profitable for several years.
New portfolios are likely to perform better, at least at short term. Indeed, the amount of information provided about the platform pales in comparison to most competitors.
Currently, borrowers are located in the following European countries :. Investors with a large portfolio will enjoy increased interest rates.
This makes Swaper a very interesting platform for investors with large sums available. However, it remains to be seen whether the available loans volume will be enough for them to invest all their funds.
Indeed, for a while, Swaper had troubles handling the amount of money deposited on the portal, thus I often found myself with a large idle account balance.
That was my main concern about this company, and the reason why the sum I invested there is rather low.
This is a shorter delay than most competitors. The platform is a subsidiary of Wandoo Finance Group. Many P2P platform provide details about the borrowers.
Indeed, as an investor, this is rather useless information. This is a large negative, when many competitors provide make their financial statements available :.
In a communication from Spring , Swaper announced its intention to publish audited financial data. They even provided an excerpt, which shows that the platform was profitable in , as well as during the first quarter of Indeed, the audited report for Robocash Group was published in late August Swaper publicly displays figures such as the number of investors or the total investments amount.
Learn More. Invite your friends to invest with Swaper too and earn extra bonuses based on their investments.
Take part in our various cashback campaigns to earn additional bonuses on your investments. Swaper is not regulated under any financial services license.
When you invest on Swaper, you buy claim rights for loan receivables and investments in loan receivables are subject to risks.
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You can calculate how much income you want to make with P2P investing by working your way backwards. As it is with P2P investing, there is also the risk that a borrower defaults.
Due to the irregular nature of P2P interest payments, it might not be wise to rely solely on P2P investing as a monthly income.
Reinvest or not, your money will be growing at a much faster rate than if it sat in a low-interest savings account.
Disclaimer: The information contained on this website is not intended as, and shall not be understood or construed as, financial advice.
We have done our best to ensure that the information provided on this website is accurate and provide valuable information.
One of the benefits of investing in P2P loans is that you can get a pretty sweet monthly income. Interest Rates. Loan Durations. Up to 1 Month.
Loans on Swaper. Lending Process The lending process on Swaper is rather straightforward: all loans on the platform are originated by Wandoo Finance , who offers short unsecured day loans to borrowers.
Investors can choose between two ways of investing on the platform: Manuel investing Automatic investing With manual investing , the investor manually selects and invests in individual loans.
Platform Fees There are currently no fees on Swaper ; neither opening an account nor adding or withdrawing funds are subject to a fee.
Loyalty Bonus Swaper offers a Loyalty Bonus for registered users with large portfolios. Buyback Guarantee on Swaper.
Direct Investment Structure With the direct investment structure, investors lend money directly to borrowers through the platform, obviously , and they claim rights against the borrower directly.
Indirect Investment Structure With the indirect investment structure, you l end money through partners of the platform, the so-called loan originators , who will ultimately lend your invested money to the borrower.
Assets as Collateral. Platform Features. Auto Invest. Automatic investing available. Early Exit. Swaper Review — Conclusion The platform is very similar to Robo.
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